The Indian smartphone market is estimated to grow to around 760 million users in 2021. The rise and popularity of inexpensive but quality handsets are partly responsible for this ever-growing number of users. Some of the best phones under 20000 cater to a huge market segment.

The budget phones are being upgraded every passing day to meet the ever-changing consumer preferences. As it stands today, there is a greater focus on offering high refresh rate displays, hassle-free software, good design, and high-resolution camera setups, among others.

Here are some of the top budget smartphones across leading brands –

  • Realme Narzo 20 Pro

[Approximate price: Rs.10,500]

Realme Narzo 20 Pro is the right selection if you are thinking of buying a smartphone that is closer to the budget of Rs.10,000. The handset does not compromise on any of the major features with 64 GB storage capacity and 4GB RAM. MediaTek G85 ensures good performance on a budget. Moreover, it also has an enormous 6000mAh battery and a triple camera set-up.

  • Redmi 9 Power

[Approximate price: Rs.11,000]

The octa-core CPU and Qualcomm Snapdragon 662 processor guarantees high performance in this Redmi 9 Power. If you are an avid gamer, you will find that this budget phone is well suited for high configuration games as well. Medium graphics can be processed at easily playable frame rates.

Moreover, the quad-camera setup is quite easy to use. In this respect, user convenience remains in focus. The camera app allows the smartphone user to switch between pro modes and normal modes. One also has the option to shoot in 48MP, using this device’s primary sensor. Redmi 9 Power can be easily taken as a promising smartphone in this price range.

  • Redmi Note 9 Pro Max

[Approximate price: Rs.16,000]

Redmi Note 9 Pro Max can be easily held to be one of the best phones under 20000. The primary rear camera sensor is significant, at 64MP, while the selfie camera is 32 MP.  Pro Max has a larger display of 6.7-inch LCD. Its 64 GB storage and 6 GB RAM ensure that the smartphone packs enough punch in performance in this price segment.

  • Oppo F15

[Approximate price: Rs.16,000]

Oppo F15 is primarily the successor to Oppo F11 with the modifications of quad rear cameras, in-display fingerprint sensor, gradient finish in the rear, and overall slim profile. The laminated back panel helps in better concealing fingerprints. The display comes with an AMOLED panel that has a full high definition of 2400 X 1080 resolutions, and its brightness is legible also under sunlight.  You can also check oppo latest model along with Oppo F11 here.

  • Realme 6 Pro

[Approximate price: Rs.19,000]

This smartphone is the entry-level series into the mid-range segment. One of its notable features is the 90Hz refresh rate display and 64 MP quad camera setup. The sharpness of a camera sensor is above par. The handset comes with a 4300mAh battery that has 30W quick charging.

It may so happen that one would prefer availing of financing options to purchase a budget smartphone. A Bajaj Finserv EMI Network Cardholder possesses an advantage in this regard. Through the EMI Network Card, one can access pre-sanctioned credit limit of up to Rs.2 lakh, which can be further converted into No Cost EMIs.

Moreover, Bajaj Finserv EMI Store has 43,000+ sellers all over India who can even ensure same day delivery at specific locations. The tenor window for repayment of dues ranges between 3 months and 24 months.

The above-mentioned smartphones are well suited for heavy usage without exhibiting any apparent problem. However, if you have any particular requirement, it is advised to do initial research with respect to the specifications, before you zero in on the best phone under 20000.