What benefits would you choose to incorporate in your credit card if given a chance to customise it as per your interests? RBL Bank has revolutionised the credit card experience with the introduction of YOUnique credit card specifically designed to suit your lifestyle. A convenient and reliable mode of payment and a great way to improve your credit score, RBL YOUnique Credit Card offers you an exclusive chance to select the benefits according to your requirements and lifestyle preferences.

While YOunique credit card offers you an exhaustive range of services, you are invited to customise it to cater to your interests and spending patterns. It includes watching movies, going out for fine dining experiences, exploring foreign lands with family and friends, shopping from premium brands, etc. Easy to build online through the bank’s website, the RBL YOunique card is a handpicked, powerful credit instrument designed to celebrate your personality.

Scroll down for more information on customising the RBL YOUnique Credit Card.


Following are the prerequisites to apply for an RBL credit card:

  • The candidate should be aged between 23 and 60 years.
  • The minimum required monthly income of the candidate should be INR 25,000.
  • A good credit score without any default history on an existing credit card or loan payment.

Step-by-step guide

One must follow the below-given steps to apply and customise the RBL YOunique card:

  • Log on to the official website of RBL Bank and navigate to the YOUnique credit card tab.
  • Add the required details, including contact information (to be authenticated through OTP) for creating an account.
  • Next, you will be asked to choose to add benefits to your credit card. As there is no upper or lower limit for selecting the reward offers, you can choose as many as you like from different spheres, including travel, lifestyle, food ordering, shopping, entertainment, and more.
  • Each benefit has a price tag attached to it, and you will be charged the total calculated amount as your annual card fees. On the other hand, no annual fee is charged on your credit card if you refuse to add any list benefits.
  • Make sure to read the relevant terms and conditions, the total value of the benefits added before proceeding to the next step.
  • Next, you will be asked to submit the card upon verifying the total value and benefits. Upon successful submission, your YOUnique card is locked with your chosen benefits and fee for a year from the date of card issuance.
  • In the final step, you shall be prompted to complete KYC verification with a link. Subsequently, your application will be further processed, and your card will be issued within a few days.

Important Points:

  • In case you change your mind about specific benefits and wish to change, YOUnique credit card provides the feature of adding or removing reward offers before its issuance.
  • Every year, the bank prompts you to rebuild the existing YOUnique credit card from scratch by incorporating new and old offers. Your annual fee will also change accordingly.

RBL YOUnique credit card, as the name suggests, is a uniquely designed card to fulfil your ambitions and empowers you to spend only on the things you love. Go for it!